Privacy and Cloud Storage

Recently it seems the world is ablaze with an individual’s privacy, particularly online privacy.

– online services, like Google Drive and Dropbox, make my life easier.

– backing up my data is very important to me. I store the information locally, on an external hard drive, but also want to store it in the cloud.

– someone is going to have my information. Is that the end of the world? No. Would it be better if no one did? Probably. But I want to use those services which make my life easier, better, and allow me more comforts of life.

– if a company is going to have my information, might as well go all in with them. I use Chrome browser – that’s not going to change. I use gmail, that’s not going to change. I use google to search – that’s not going to change. Google basically knows everything about me anyways, might as well use Google Drive. I thought about keeping photos with GDrive and documents with Dropbox, but why share all of my information with two companies? Might as well go all in with one company.

– pricing

– cross-platform

– ease of use

 

Post – cloud storage

Google has all my informtion already

syncs across all devices

share folders without taking space of other person

 

– google’s backup tool: https://www.google.com/settings/datatools

– customer service

– likelihood of bankruptcy

– quality of backups

Everything you need to know about financial planning

From “Dilbert and the Way of the Weasel” by Scott Adams, 2002:

Everything you need to know about financial planning

    Make a will.
    Pay off your credit cards.
    Get term life insurance if you have a family to support.
    Fund your 401(k) to the maximum.
    Fund your IRA to the maximum.
    Buy a house if you want to live in a house and you can afford it.
    Put six months’ expenses in a money market fund.
    Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker and never touch it until retirement.

If any of this confuses you, or you have something special going on (retirement, college planning, tax issues) hire a fee-based financial planner, not one who charges a percentage of your portfolio.

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